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Life insurance is undoubtedly important. It provides peace of mind with a means to protect your family; to ensure their needs will be taken care of in the event that something should happen to you. It is smart to prepare.
Unfortunately, though life insurance is so valuable and essential, it can be such a long and difficult process. So much so, that so many people put it off, rather than put themselves through the stress of it.
Getting life insurance should be contributing to the relief of stress, not adding more. Thankfully, a solution has been created to overcome this problem.
Take a Bow Bestow
Bestow Life Insurance was founded by two family men, Melbourne O’Banion and Jonathan Abelmann, with the intention to make the process of obtaining life insurance simpler.
Bestow’s application process is all conducted completely online. It is quick and easy. The application takes only minutes, and you get a quote almost instantly. There is no medical exam required, no paperwork and no office visits.
And it all starts from under $5/month.
Coverage & Terms
Bestow offers term life insurance, as opposed to whole or permanent, so it covers a fixed amount of time – which significantly lowers the monthly costs.
There are options of 2, 10 and 20-year terms.
The 2-year offers coverage up to $500,000 and starts at $3/month. This is a good option for those in transition phases like switching jobs or for those who require short-term coverage while they decide on their long-term insurance needs. The 10 and 20-year terms offer coverage from $50,000 to $1,000,000 and start at $8/month.
Both the 2-year and 10-year terms are available to people aged 21 to 54, while the 20-year is only available to ages 21 to 45.
Before you go through the official application, you can start with some basic information to get an initial quote based on your gender, birthdate, height, weight and location.
After you receive this quote, you can then create an account and begin the application. The process is quick and simple with questions divided into three sections: personal, health and lifestyle. It really does only take a few minutes.
Unlike most traditional life insurance companies, which use a person to underwrite policies, Bestow uses algorithmic underwriting and external data – which is much quicker process. You will receive your policy offer in just a few minutes after submitting your application.
Peace of Mind
A-rated partners back every policy with Bestow, so you can rest assured it is trustworthy and safe. It is also not commission based. This means there won’t be anyone trying to upsell you to more expensive policies, so there is no pressure on you.
Bestow takes your peace of mind seriously. It cares about people. Fast, easy and affordable protection for your loved ones. Say hello to Bestow.