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Credit card debt afflicts millions, causing you stress as you try to pay it off over years of your life. Some people face interest rates up to and even higher than 20%. You can end up paying double what you actually owe or even more than that by the time you have the debt paid off. Not to mention late fees and penalties for missed payments.
Consolidation and refinancing through loans are effective ways to manage this debt, lowering your rates, so you pay less and giving you more manageable control over your debts. The process of finding such loans can be stressful in itself, so that’s where Fiona makes it easier for you.
Say Hi Fiona
Fiona is a hub for borrowers and lenders, with the aim of helping you procure multiple loan offers to consolidate your credit card debt into one low interest loan, potentially saving you thousands.
Fiona is not a direct lender. It is an online marketplace. It connects you as a borrower to potential lenders. It helps you find different lending options, matching you to the providers that are most likely to approve your application.
Who is it for and how does it work?
Fiona is for borrowers of all kinds – whether it is for debt consolidation, credit card refinancing, savings accounts or other personal loans.
The website is simple and easy to use. Simply fill out a form with Fiona and you will be matched with lenders, giving you options to compare.
The loans cover the debt, clearing away the high interest rates with a new lower interest, combining all your bills into one fixed monthly payment suited to your financial situation.
Amounts, Rates & Plans
You can borrow loans from $1,000 to $100,000. It is most suitable for borrowers with credit scores between 650 and 800. There are options and services available for those with credit scores below this, from at least 580.
Interest rates start at 3.84% and repayment plans range from 24 to 84 months.
Quick, Easy Process & Offers
The good thing about Fiona is that checking rates involves a soft credit check in the quick pre-approval process which doesn’t harm your credit rating.
This check and your application form are then shared with lenders and you receive pre-qualified loan offers, based on credit history, current employment status and your credit score.
Once you choose and accept your preferred offer, you are then directed to the lender’s website. There you are taken through a hard credit check before you receive a final approval and loan offer. The entire process is completely safe and secure.
Fiona does not charge any fees. There is no collateral; the loans are unsecured, so you do not need to own a home or property to qualify. And what’s more – through Fiona, you also get a month off before payments start.
HiFiona.com saves you time and money; a one stop site to truly help with your lending needs to pay off your debt in a convenient and feasible way.