Spot overspending and waste before they add up
Expense tracking and budget management all in one view, so you see where cash is slipping and what's on track.
Recent Transactions
| Date | Merchant | Category | Amount |
|---|---|---|---|
| Oct 11 | Costco | 🥗 Groceries | $143 |
| Oct 10 | Shell Gas | 🚗 Auto | $48 |
| Oct 9 | Netflix | 🎬 Entertainment | $16 |
| Oct 6 | Paycheck | 💰 Income | +$3,250 |
Budget Categories
| Category | Spend | Budget | Status |
|---|---|---|---|
🏠Rent/Mortgage | $2,400 | $2,400 | |
🥗Groceries | $385 | $600 | |
🍽️Dining & Drinks | $450 | $300 | |
🚗Transportation | $380 | $350 |
Unusual Activity
| Date | Merchant | Amount | |
|---|---|---|---|
| Oct 26 | Home Depot 🔨 Home & Supplies | $1,619 | × |
| Oct 19 | Best Buy 📱 Electronics | $549 | × |
| Oct 11 | Digital Media 📺 Subscriptions | $85 | × |
Less guesswork, fewer money surprises
Track every dollar
Spending sorts itself with AI and machine learning, so you see the real story of your month, not a pile of uncategorized charges.
Build a budget that sticks
Budgets auto-generated based on actual spend but with flexible controls, so you can defend a savings rate that works for you.
Catch hidden waste
Subscriptions, spikes, and odd charges are surfaced in a single view, so trimming takes minutes, not detective work.
Single source of truth
Shared household access with separate logins, so everyone can stay in sync and plan together.
What people are saying
“BudgetBadger is the best of the Mint alternatives I've tried. It's been great for features I really relied on, like budget management, expense tracking, and subscription tracking.“
Aashi V.
Travel Business Owner
“The setup process was very clear and extremely simple. I love the P&L page — it's really clean and professional. The clickable drilldown feature is really helpful for finding savings opportunities.”
Erin C.
Personal Coach
“For someone who absolutely hates doing this kind of stuff, it was very easy. I know people who use other budget apps like YNAB and Monarch, but I find those time consuming and complicated, which is why BudgetBadger is great!”
Susan S.
Small Business Owner
Our mission
Most people don't wake up wanting another money app, they want money to stop disappearing, bills to feel under control, and a household that can breathe. BudgetBadger is built for that: clear visibility into spend and savings, without asking your family to become spreadsheet people.
Founded by a finance leader who helped companies like Stripe and Reddit cut spend at scale, BudgetBadger applies the same discipline, tuned for grocery runs, daycare, subscriptions, and everything in between.
Works with your favorite banks
Bank-level security to keep your financial data safe
Secure Data Protection
Industry-standard security with encrypted passwords, HTTPS/TLS encryption, and Plaid's bank-level encryption standards.
Read-Only Access
We can view your transactions but never move money, make payments, or modify your accounts.
Privacy First
Your financial data is never sold or shared with third parties. We comply with CCPA/CPRA and state privacy laws.
Secure Authentication
Your account is protected with encrypted passwords, two-factor authentication, and token-based authentication. Each account is completely isolated.