Personal budgeting for beginners

Manage your money like a CFO, without the spreadsheets.

See your complete financial picture

Savings
$1,900
$400 above budget

Recent Transactions

DateMerchantCategoryAmount
Oct 11Costco🥗 Groceries$143
Oct 10Shell Gas🚗 Auto$48
Oct 9Netflix🎬 Entertainment$16
Oct 6Paycheck💰 Income$3,250

Budget Categories

CategorySpendBudgetStatus
🏠Rent/Mortgage
$2,400$2,400
🥗Groceries
$385$600
🍽️Dining & Drinks
$450$300
🚗Transportation
$380$350

Unusual Activity

DateMerchantAmount
Oct 26
Home Depot
🔨 Home & Supplies
$1,619×
Oct 19
Best Buy
📱 Electronics
$549×
Oct 11
Digital Media Charge
📺 Subscriptions
$85×

All the tools you need, without the complexity

Automated Categorizer

Every transaction synced and categorized automatically by AI and machine learning. No manual work required.

Personalized Budgets

A budget built for you, with flexible controls and progress updates to keep you on track.

Professional Insights

Clear spending insights used by finance professionals to make informed decisions and identify savings opportunities.

What people are saying

“BudgetBadger is so simple, yet so powerful. In 10 minutes, I had access to professional tools and insights that CFOs and finance teams use. I may even use this for my small business, since Quickbooks is too much work.”

AV

Aashi V.

Travel Business Owner

“The setup process was very clear and extremely simple. I love the P&L page — it's really clean and professional. The clickable category values drilldown feature is really helpful for finding savings opportunities.”

EC

Erin C.

Personal Coach

“For someone who absolutely hates doing this kind of stuff, it was extremely easy. I know many people use other apps like YNAB and Monarch, but I find those overly complicated and confusing, which is why BudgetBadger is great!”

SS

Susan S.

Small Business Owner

Works with your favorite banks

Chase logo
Citi logo
Wells Fargo logo
Bank of America logo
Capital One logo
American Express logo

Bank-level security to keep your financial data safe

Secure Data Protection

Industry-standard security with encrypted passwords, HTTPS/TLS encryption, and Plaid's bank-level encryption standards.

Read-Only Access

We can view your transactions but never move money, make payments, or modify your accounts.

Privacy First

Your financial data is never sold or shared with third parties. We comply with CCPA/CPRA and state privacy laws.

Secure Authentication

Your account is protected with encrypted passwords, two-factor authentication, and token-based authentication. Each account is completely isolated.

Simple, professional budgeting for everyday households.

No credit card required · Secure bank connection